Insurance Report
Dick Janda (A-L)               281-463-7896
    Mark Deaton (M-Z)               281-381-1366

Field Agents  

September
 

Buying life insurance is something that’s easy to put off until tomorrow.  And if your life is as busy as mine, tomorrow can easily become next week, next month, or even next year.  I’d like to make a personal plea that you not make that mistake.  Before the summer is over, make an appointment to visit with me, your professional Knights of Columbus agent.  I’ll work with you to put a plan in place that will help your family when that help is most needed.
We all know someone whose health, instantly and seemingly out-of-the-blue, changes.  You may think this can’t happen to you.  Think again.  And keep in mind that no one will ring a bell warning you that your health is about to change.  Medical technology has turned many diseases previously termed “death sentences” into very treatable conditions. What medical advances haven’t changed, however, is that being diagnosed with one of these diseases will dramatically affect your ability to purchase life insurance coverage.  Don’t wait until it’s too late.  Call me today.
Your Knights of Columbus insurance program is second to none.  Knights of Columbus life insurance represent a safety net for Catholic families that’s unsurpassed, and we’re proud of that.  We’re also concerned.  Why?  Because there are more than 1 million Knights of Columbus members who have no life insurance with us.  I suspect that, for many of those 1 million members, tomorrow has become next week, next month or next year.  Don’t be one of them.  Don’t wait for the bell to ring.  It isn’t going to.

July

A new fraternal year is upon us.  Congratulations to the newly elected and appointed council leaders.  I’m sure you have a list of things that you want to accomplish during the coming year.  I’m eager to help. 
One of these goals is likely the attainment of the Star Council award - the most prestigious award the Order offers at the council level.  I’m certainly committed to helping on the insurance side, but I’ll be glad to help on the membership side as well. 
 If you know an eligible Catholic man who might be interested in joining the Order (and who among us doesn’t), he’s probably just waiting to be asked.  I can help you, either by approaching him myself, or by “coaching” you – transferring sales skills that you can use to recruit him and other prospects.  As always, I’m at your service.
 What would be helpful to all of us would be an early start on those goals, rather than waiting until May or June.  Let’s get an early start on award season this year.

June

Sometimes it is easy to overlook the simplest of things.   Take the beneficiaries on your life insurance policies.  If your policy was applied for and issued several years ago, it could very well be that the beneficiary originally designated to receive the proceeds from that policy needs to be updated.  If you bought the policy when you were single, for example, you may have named your parents as beneficiaries.  If you have since been married, that could be updated to reflect your spouse, and even your children. 
Most people list a primary beneficiary – that person is specifically designated as the first in priority to receive policy proceeds.  We also encourage the naming of a contingent beneficiary – an alternate person designated to receive policy proceeds, usually in the event that the original beneficiary pre-deceases the insured.
 When I call to arrange your annual “insurance check-up,” one of the matters that we can discuss is the status of your beneficiary designations.  If they need updating, and they often do, I can usually complete the paperwork during the appointment.